Aave — The #1 Decentralized Liquidity Protocol for Crypto Loans

Borrow, lend and earn across audited smart contracts. Multi-chain support, non-custodial control, and advanced risk parameters — all in a sleek, secure interface.

Multi-chain: Ethereum · Polygon · Avalanche
TVL: > $___ (live on app)
Audited Contracts
Open App Explore Protocol

Non-custodial

You keep your private keys — Aave never stores credentials. Wallet-based authentication keeps custody where it belongs: with you.

Dynamic Rates

Algorithms optimize interest rates in real-time to balance liquidity and utilization across markets.

Permissionless

Supply or borrow from markets without KYC — interact with composable DeFi primitives and yield strategies.

How Aave Works

Aave aggregates liquidity from suppliers into smart contract pools. Lenders deposit assets to earn interest; borrowers draw loans by posting collateral. Interest rates are algorithmically set to incentivize liquidity and manage risk. The protocol is governed by token holders who can propose and vote on upgrades.

Is Aave safe?
Aave uses audited contracts, multisig ops for critical admin changes, and community governance. Use hardware wallets and verify dApp domains to minimize risk.
How do I connect?
Click "Connect Wallet" and choose MetaMask, WalletConnect or a hardware wallet. Sign only the messages you initiated — never reveal your seed phrase.
Where can I learn more?
Check the official docs and governance forum for protocol details, risk parameters and audit reports.